“We were blocking 30% of legitimate AI-initiated orders because our fraud system couldn't tell agents apart. After integrating KYA, we approve 3x more agent transactions with near-zero fraud.”
Your Fraud System Wasn't Built for This
AI shopping agents don't look like humans — and your fraud tools know it.
Legitimate AI buyers get flagged, blocked, and abandoned — while you lose revenue on every false positive. KYA gives you a way to tell trusted agents from bad actors before checkout.
How KYA Works
Three steps between an AI agent arriving and you getting paid — safely.
Agent Arrives at Checkout
An AI agent places an order on your site — acting on behalf of a real customer. It presents a KYA credential at checkout, just like a credit card presents a CVV.
KYA Verifies Identity
In under 100ms, we check the agent's credentials: who operates it, what it's authorized to buy, its spending limit, and its transaction history. All before your checkout page finishes loading.
You Decide
Approve with confidence, flag for review, or block — your call. Every decision is logged with a full audit trail. If something goes wrong, our pre-dispute system catches it before it becomes a chargeback.
What You Get
Everything a merchant needs to safely accept AI-powered purchases.
Know Who's Buying
Every AI agent carries a verifiable ID tied to a real business. You see the operator, authorization scope, and transaction history before approving a single dollar.
Zero Checkout Friction
Verification completes in under 100ms — before your checkout page finishes loading. Customers never wait, agents never stall.
Refund Protection
Disputes get caught and resolved before they become chargebacks. Automatic pre-dispute alerts save you money.
Spending Controls
Agents can't exceed their authorized limits. Every transaction is bounded by operator-set caps.
Common Questions
An AI shopping agent is software that browses, compares, and purchases products on behalf of a human customer. Think of it like a personal shopper — except it's an AI operating a browser or API. Companies like OpenAI, Google, and Anthropic are all building agent capabilities that will shop autonomously.
KYA acts like a CarFax for AI agents. When an agent arrives at your checkout, we verify its identity, the business that operates it, its spending authorization, and its transaction history — all in under 100ms. You get a clear signal: verified or not. No guessing, no false positives from fraud tools that weren't designed for AI traffic.
KYA includes a pre-dispute system that catches problems before they become chargebacks. If an agent exceeds its scope, purchases the wrong item, or the customer disputes the transaction, our system alerts both parties and attempts automatic resolution — saving you the chargeback fee and the headache.
Merchants can integrate KYA in under 30 minutes. Add a single API call to your checkout flow, configure your acceptance policies, and you're live. No changes to your existing payment processor or fraud system required.
KYA is free to start. We charge per verification after your free tier. For high-volume merchants, we offer enterprise plans with flat-rate pricing. The cost is a fraction of what you're losing to blocked legitimate transactions and chargeback fees today.
No. KYA works alongside your existing checkout. It's a single API call that runs in parallel with your payment processing. Your human customers won't see any difference — KYA only activates when an AI agent is detected.