The Agent Economy Is Already Here
AI agents are transacting at scale — without a standard identity layer. These aren't predictions. This is the market you're operating in.
“Agentic commerce is transforming the digital shopping experience. This shift will rival the impact that online shopping and mobile devices have had on commerce.”
“Sparky will be the primary digital vehicle for discovery, shopping, and managing everything from reorders to returns.”
Visa is processing agent-initiated transactions. Walmart's AI generates purchase orders. Amazon Rufus drives $10B+ in incremental sales. OpenAI ships checkout inside ChatGPT.
Your Fraud System Wasn't Built for This
AI shopping agents don't look like humans — and your fraud tools know it.
Legitimate AI buyers get flagged, blocked, and abandoned — while you lose revenue on every false positive. KYA gives you a way to tell trusted agents from bad actors before checkout.
How KYA Works
Three steps between an AI agent arriving and you getting paid — safely.
Agent Arrives at Checkout
An AI agent places an order on your site — acting on behalf of a real customer. It presents a KYA credential at checkout, just like a credit card presents a CVV.
KYA Verifies Identity
In under 100ms, we check the agent's credentials: who operates it, what it's authorized to buy, its spending limit, and its transaction history. All before your checkout page finishes loading.
You Decide
Approve with confidence, flag for review, or block — your call. Every decision is logged with a full audit trail. If something goes wrong, our pre-dispute system catches it before it becomes a chargeback.
What You Get
Everything a merchant needs to safely accept AI-powered purchases.
Know Who's Buying
Every AI agent carries a verifiable ID tied to a real business. You see the operator, authorization scope, and transaction history before approving a single dollar.
Zero Checkout Friction
Verification completes in under 100ms — before your checkout page finishes loading. Customers never wait, agents never stall.
Refund Protection
Disputes get caught and resolved before they become chargebacks. Automatic pre-dispute alerts save you money.
Spending Controls
Agents can't exceed their authorized limits. Every transaction is bounded by operator-set caps.
Common Questions
What is an AI shopping agent and why should merchants care?
An AI shopping agent is autonomous software that browses, compares, and purchases products on behalf of a human customer. These agents are arriving at merchant checkouts today, but traditional fraud tools flag them as suspicious because they don't behave like human buyers — costing merchants legitimate revenue.
How does KnowYourAgent verify AI agents at checkout?
When an AI agent arrives at checkout, KYA checks its identity, the business that operates it, its spending authorization, and its transaction history — all in under 100ms. The merchant receives a trust score and a clear accept, review, or decline recommendation before the payment is processed.
What happens if a KYA-verified agent transaction goes wrong?
KYA's pre-dispute system detects problems before they escalate to chargebacks. If an agent exceeds its authorized scope or the customer disputes a purchase, both parties are automatically alerted and resolution is attempted — saving the merchant chargeback fees and manual review time.
How long does it take to integrate KnowYourAgent?
Merchants can go live with KYA in under 30 minutes. Integration requires adding a single API call to your existing checkout flow — no changes to your payment processor, fraud system, or cart platform are needed.
How much does KnowYourAgent cost?
KYA is free to start with up to 5 agents and 10,000 verifications per month. The Growth plan costs $299/month for up to 50 agents and 100,000 verifications. Enterprise pricing is available for high-volume merchants with custom needs.
Does KnowYourAgent affect the checkout experience for human customers?
No. KYA runs as a parallel API call alongside your existing payment processing and only activates when an AI agent is detected. Human customers see zero changes to the checkout flow.